Macro Dashboard

Key economic indicators that drive bank and credit union performance.Showing 8 quarters through 2026Q4.

Employment

Initial Claims for Unemployment Insurance

197.3M▼

Housing

S&P/Case-Shiller U.S. National Home Price Index

333.8▲

Financial Conditions

Chicago Fed National Financial Conditions Index

-0.5▲

Banking

Commercial and Industrial Loans, All Commercial Banks

$2.93T▲

Banking Industry

Charge-Off Rate on All Loans, Commercial Banks

3.82▼

Bank Lending Standards

Net Percentage of Banks Tightening Standards for C&I Loans to Large Firms

0▼

Consumer

Personal Consumption Expenditures

22,213.1▲

Credit Quality

Charge-Off Rate on All Loans, All Commercial Banks

0.55%▼

Credit Spreads

ICE BofA US Corporate Index Option-Adjusted Spread

0.85▲

Economic Activity

Real GDP Growth Rate (Quarterly, Annualized)

2.2▼

Inflation

Consumer Price Index for All Urban Consumers: All Items

334.4▲

Interest Rates - Mortgage

30-Year Fixed Rate Mortgage Average

7.35%▲

Interest Rates - Policy

Federal Funds Effective Rate

3.67%▲

Interest Rates - Treasuries

10-Year Treasury Constant Maturity Rate

5.15%▲

Interest Rates - Yield Curve

Treasury 10Y-2Y Spread

0.39%▼

Commodities

Crude Oil Prices: Brent - Europe

124.83▲

Credit Markets

ICE BofA BBB US Corporate Bond OAS

1.06▲

Government

Federal Debt: Total Public Debt

$39462.40T▲

Interest Rates - Bank

Bank Prime Loan Rate

7.00%▲

Interest Rates - Real

10-Year Treasury Inflation-Indexed Security (TIPS) Yield

2.81%▲

Money Supply

M1 Money Stock

$19.96T▲

Bank Stocks

Bank of America Corp

52.34▼

Bonds

iShares iBoxx High Yield Corporate Bond ETF

77.07▼

Real Estate

Vanguard Real Estate ETF

90.94▼

Stock Market

Dow Jones Industrial Average

51894.8▼